2015 – The Sandperal Resort, Clearwater Beach, FL

Marsha Lovett of Carnegie Mellon kindly provided slides from her talk on Thursday.  Please use the password emailed to you.  If you have any problems accessing the slides, please contact Tom Garrow.  

2016 – JW Marriott Santa Monica LeMerigot, Santa Monica, CA

2017 – Marriott Resort Palm Beach, Singer Island, FL

Paul J. Yakoboski, Ph.D., Senior Economist –

All Institute research is available on TIAA’s website (; and this link will take anyone directly to the higher education content—